How does Tobacco use Negatively impact Personal Finances?

How does Tobacco use Negatively impact Personal Finances?

Using tobacco is a personal choice. Isn’t it? The most known way of using tobacco is smoking. Do you know about Cigarettes and cigars and the economic and financial cost of smoking them? Did you know that Cigarettes and cigars don’t come cheap? Even the government charges extreme taxes on them to discourage their use. …

How to deal with Financial hardship?

How to deal with financial hardship?

Let us understand what exactly is financial hardship in the first place. When one has undertaken financial obligations and is unable to pay these obligations, due to a cash shortage, we can say that this person is under financial hardship. Financial hardship can happen anytime, maybe due to unemployment, illness, natural calamities, due to divorce, …